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© 2025 ClarityPay Program Services, LLC. NMLS ID: 2624183. All Rights Reserved. Loans for the ClarityPay consumer loan program are provided by DR Bank, member FDIC. ClarityPay is a brand of ClarityPay Program Services, LLC and is licensed to the program participants for their use in originating and servicing loans in connection with this consumer lending program. ClarityPay Program Services, LLC. is a financial technology company that provides support services to banks and other financial institutions that make or hold program loans (“program participants”). ClarityPay Program Services, LLC is not a lender. All credit decisions, loan terms, and servicing practices are determined by program participants.

*All loan applications are subject to credit approval by DR Bank. Terms may vary. The annual percentage rate (APR) represents the total cost of a loan as an annual rate. It includes the interest rate and any applicable origination fee. ClarityPay Program loans may have APRs ranging from 0% to 36%, determined based on a variety of factors, including the applicant’s credit and state of residence. No Interest Promo offers apply interest from day 1, and interest is refunded if the promotional terms are met. True 0% offers are loan offers with 0% APR with no deferred interest or promotional financing. Prequalification is subject to required consumer consent and is not a credit decision or guarantee of approval.

THIS IS A LOAN SOLICITATION ONLY. CLARITYPAY PROGRAM SERVICES, LLC IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

ClarityPay Program Services, 132 West 31st Street, 11th Floor, New York, NY, 10001