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Pay later solutions built to power your brand (not ours)
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Convert more of your customers and keep them coming back
With a program designed around your strategies and customer segments, ClarityPay drives acquisition, sales, loyalty, and seamless omnichannel experiences.
Full Suite Embedded Financing
Configured to your economics & acquisition goals: from 6 weeks to 84 months, BNPL, True 0%, interest based, and promotional financing.*
Full Spectrum Underwriting
More of your customers get access to financing, without sacrificing responsible rates or your customer experience.
Full-Cart Approvals
Approvals that cover the full purchase amount, so more customers convert — avoiding partial offers, and reducing abandoned sales.
Repurchase Focused, by Design
Customers get brand-dedicated credit and are remarketed back to you — we never cross-sell your customers to competitors.
Protect & Grow Brand Loyalty
We align our financing program and integrated marketing tools to your loyalty strategies to help deepen customer relationships.
Transparent Data & Optimization
Full visibility to data and insights, plus strategic partnership to continuously optimize — so you’ll achieve target financial and customer goals.
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"ClarityPay took the time to really understand our customer journey end-to-end. Their commitment to developing a program that truly delivered on our buyer experience goals is what set this partnership apart.”
"ClarityPay is a true data-driven partner. They construct creative full-spectrum programs, proactively optimize performance, and actually take our feedback to their product and engineering teams. In consumer finance, that level of collaboration makes a real difference."
Tailored Offers, Built for Every Buyer
A full-suite of offers configurable by customer segment—from super prime to subprime designed to drive the highest conversion rates.
Buy Now, Pay Later
Pay-in-4 or Pay-in-6 offers with no interest.
True 0% Installments
Equal monthly plans at true 0% APR.* Payments are divided equally over the term.
Fixed Payment Plans
Monthly or biweekly plans, with a configurable range of APRs and term lengths.**
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No Interest Promos
Interest free if paid in full within promotional period.*
Enterprise-grade infrastructure, configured to your goals & customer experience
Built for any scale,
handling millions of transactions reliably
Everywhere you sell:
in-store, mobile, online, in-home, telesales
Your choice of branding,
with co-branded and private-label options
Multiple integration paths
and robust APIs built to fit your existing tech stack
Designed for Sales Impact
85% True Approvals
Up to 85% approval rate at the full requested amount for eligible applicants.
250% Increase in Conversion Rate
Up to 250% lift in sales when ClarityPay was used versus other payment options.
200% Higher Average Sale Amount
Up to 200% higher average sale amount with ClarityPay versus other payment options.
Seamless to launch, simple to scale, live 7-day support
Integration is effortless, with dedicated teams ensuring your systems and brand standards are supported from day one. Both merchants and customers get reliable, responsive help every day of the week, creating a smooth experience at every touchpoint.
Deep Industry Based Experience
Industry expertise meets flexible technology to meet the unique needs of every industry we serve.
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Health & Wellness
Flexible payment options for elective care and ideal treatments.
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Retail
Build loyalty and drive larger baskets with integrated payment solutions.
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Travel & Services
Increase booking volume and customer loyalty with tailored payment options.
Home & Auto
Provide financing for larger-ticket projects and renovations.
Get Started with Us
We look forward to learning more about your business needs and how we can help.
