Tailored point-of-sale credit solutions
to drive more
acquisition & loyalty
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than others.”
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for unique needs.”
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address unique needs.”
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collaborative partner.”
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Reviews
than others.”
Score*
economics greatly.”
Served*
for unique needs.”
Growth*
approval amounts.”
Transactions*
address unique needs.”
Issued*
collaborative partner.”
sales records.”
Why ClarityPay
ClarityPay gives more of your customers a better way to pay over time.With a program designed around your strategies, ClarityPay drives acquisition, sales, loyalty, and seamless omnichannel experiences.
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Broadest Product Suite
Full suite of products to help customers make purchases more accessible in the moment: true 0%, promotional financing and extended payment plans. All configured to maximize growth at the best returns for your business.
Full Spectrum Coverage
From super-prime to sub-prime, more of your customers will get access to financing, without sacrificing responsible rates.
True Approvals
Highest real approval rates that cover the full purchase amount — eliminating partial offers and driving higher conversion at the point-of-sale.
Dedicated Lines for Repurchase
Your customers, your dedicated credit — we work with you on seamless repeat purchase journeys and the option to offer a private-label experience. We never cross-sell your customer’s purchase power to competitors.
Brand & Loyalty Options
Run the program under your brand or ours. We partner with you on acquisition and loyalty strategy. We offer exclusive integrated marketing to help you drive customer growth and deeper brand engagement.
Everywhere You Sell
Omnichannel financing that works wherever you do business—online, in-store, telesales, or mobile—delivering a seamless, unified experience for every customer.
"I'm grateful for the speed at which ClarityPay is willing to adapt to meet our goals. In my world, the needs of the customer continue to shift, and having a financing partner that is willing to shift with you makes all the difference."
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Tailored Offers, Built for Every Buyer
A full-suite of offers configurable by customer segment—from super prime to subprime designed to drive the highest conversion rates.
Buy Now, Pay Later
Pay-in-4 or Pay-in-6 offers with no interest.
True 0% Installments
Equal monthly plans at true 0% APR. Payments are divided equally over the term.
Fixed Payment Plans
Monthly or biweekly plans, with a configurable range of APRs and term lengths.**
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No Interest Promos
Interest free if paid in full within promotional period.
We Help Businesses Grow
85%
True Approvals
Up to 85% approval rate at the full requested amount for eligible applicants.
250%
Increase in Conversion Rate
Up to 250% lift in sales when ClarityPay was used versus other payment options.
200%
Higher Average Sale Amount
Up to 200% higher average sale amount with ClarityPay versus other payment options.
Seamless to launch, simple to scale, live 7-day support
Integration is effortless, with dedicated teams ensuring your systems and brand standards are supported from day one. Both merchants and customers get reliable, responsive help every day of the week, creating a smooth experience at every touchpoint.
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Deep Industry Based Experience
Industry expertise meets flexible technology to meet the unique needs of every industry we serve.
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Health & Wellness
Flexible payment options for elective care and ideal treatments.
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Retail
Build loyalty and drive larger baskets with integrated payment solutions.
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Travel & Services
Increase booking volume and customer loyalty with tailored payment options.
Home improvement
Provide financing for larger-ticket projects and renovations.
Get Started with Us.
We look forward to learning more about your business needs and how we can help.