Flexible payment plans
for the moments
that matter
Pay-over-time plans with clear terms and service excellence — making important purchases possible with peace of mind.
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More Ways to Pay, More Peace of Mind
From upfront clarity to better rates, flexible scheduling, and live support, ClarityPay makes managing big purchases simple.
Instant Pre-Approval, No Credit Impact
Understand full approval amounts and offers available with no hard pull credit pulls prior to commitment.
Clear & Transparent Offers
Our financing plans are built on clarity, removing the guesswork with straightforward terms and disclosures.
AutoPay & Scheduling Tools
Set up autopay or use advance scheduling tools to stay on track with ease or pay in advance without penalty.
Seamless Repurchase
Dedicated lines with businesses that accept ClarityPay enable additional approvals for the next purchase, with all payments managed in a single online account.
Live Support, 7 Days a Week
Talk to real people seven days a week in both English and Spanish, ensuring the help you need is always within reach.
Transparent Commitment & Fees
Pricing is presented with complete clarity: the stated amount is the final amount.
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Easy Ways to Pay
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Pay Online
Sign in to view the next payment due, add a payment method, or enable AutoPay.
Pay by Phone
Call 1-800-272-6100 to make a payment or receive assistance.
Text to Pay
For eligible plans, reply to complete payment using a bank account or card on file.
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Easy Online Account Access
View all account details and manage payments.
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Answers from Real People, 7 Days a Week
English & Spanish support when you need us most.
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Frequently Asked Questions
ClarityPay helps you pay for considerable expenses over time, while enabling you to purchase the service or products you want today. We enable an easy application process so you can discover the terms you qualify for and empower you to select a plan that works with your budget. We also provide support and assistance to ensure everyone with a ClarityPay account have access to a clear and simple payment experience.
No, you will get access to the ClarityPay application through the business you’re making your purchase with. We work with businesses (service providers, retailers, and other merchants) as a lending technology platform to help their customers, like you, get access to payment plans and other financing offers with an easy, digital application.
We take extensive precautions to protect your personal and payment information. We use robust, industry-leading procedures and safeguards, including identify verification and encryption technology.
And, every loan with ClarityPay is provided by DR Bank, member FDIC.
For further information you can view our Privacy Policy and all other Truth in Lending disclosures in your account (account.claritypay.com) under “Documents”.
You will get access to the ClarityPay application through the business you’re making your purchase with. Once you have decided to use ClarityPay to make your purchase and you have completed the full application (including agreements and any required up-front fees such as “origination fees”), you will then be sent an automatically generated email and SMS that provide a link to your account to sign in.